Time: Tuesdays 10:00 – 11:30 AM EDT 

Term: July 16- August 20, 2024 

Multi-Level: Grades 5-12 

Cost: $200

From stocks to credit score to real estate, financial jargon comes as an unfortunate shock to too many adolescents entering adulthood. What makes a good credit score? What are the differences between stocks and bonds? What is a fixed vs. variable rate mortgage? Considering today’s dynamic economic environment, financial literacy has become absolutely crucial for teens and pre-teens in order to tackle their future personal finance with confidence and precision. This six-week course aims to demystify such financial principles and equip young learners with the necessary tools to navigate all fundamental financial obstacles. Specifically, students will delve into earning income to better understand the nuances of salaries, wages, and passive income as well as consider how taxes, interest rates, and inflation may impact such earnings. Moreover, they will explore various investment opportunities, including stocks, bonds, and mutual funds. However, extending beyond these initial concepts, students will have an opportunity to practice budgeting, building credit, real estate, taxes, and more! Overall, the goal of this course is to enhance teens’ and pre-teens' financial literacy, a knowledge that will foster empathetic and informed citizens, voters, and future leaders. 

For students also enrolled in Tuesday morning Debate or Model UN classes, there will be supervised social time from when these classes end at 9:30 until the 10 AM start of this class. If they prefer, students taking both classes are free to take a break and come back at 10:00 am.

Future Financiers: The Ins and Outs of Personal Finance